New Light Works Loan with Up to 75% GDV and Rolled Up Interest is Set to Make a Big Impact

The Second in our Series of New Market-Beating ‘Power Products’

We’re thrilled to unveil the second in our series of new market-beating ‘Power Products’ in a drive to change the future of lending.

Our new Light Works loan offers up to 75% GDV, rates from 0.70% per month, and the option of rolled up interest, something historically only offered by the large established lenders in the market and a significant game changer for Mint Property Finance.

It also provides Borrowers with the opportunity to borrow up to 100% of works for a loan term of up to 12 months; perfect for experienced borrowers looking to renovate a property.

Available on residential properties in England and Wales, the Light Works product is applicable for works of up to £100,000 and on loans ranging from £75,000 to £1,000,000.

The exclusive new bridging product has been designed with experienced Borrowers in mind, with previous experience of similar projects preferred.

A light touch approach to the monitoring of the project will be applied, with funds released on the strength of photographic evidence rather than personal inspections as have traditionally been necessary.

Speaking on the launch, Founder and Managing Director of Mint Property Finance, Andrew Lazare, said: “The last 18 months have had a profound impact on the UK property market with a significant rise in renovation and refurbishment projects undertaken.

“Whilst the demand for Bridging loans has as a result grown, along with the breadth of applicants we’re seeing come through the door, the range of products available on the market hasn’t.

“As with the recent launch of our Standard Bridge with a market-beating LTV of up to 85%, we believe that experienced Borrowers should have the opportunity to leverage their experience and net assets to borrow more money from us.

“The reality is that a Borrower experienced in developing properties is going to be far more accurate with their planning and realistic as to costs, and thus much less of a risk to a lender. We believe that should be recognised.

“We’ve looked at the market and are proud to introduce our new Light Works product.

“Whilst we have always had a strong offering for our light works product the ability for us to now offer rolled up interest on this product is a game changer for us as it allows us to compete with more of the established lenders in the market.”

Light Works is the second in a suite of new market-beating ‘Power Products’ from Mint Property Finance and joins the Standard Bridge with an LTV of up to 85% LTV.

Want to know more? Get in touch with the team on 0161 710 2006 or

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