Introducing the First in a Series of Market-Beating ‘Power Products’

A Standard Bridging Loan with Rates from 0.4%pm and LTV up to 85% LTV

We’re pleased to unveil the first in a series of new market-beating ‘Power Products’ from Mint Property Finance.

Our new Standard Bridging Loan offers up to 85% LTV with rates starting as low as 0.4%pm pushing the boundaries of conventional bridging finance.

The unique product provides Borrowers with the opportunity to borrow up to 10% more than traditional bridging loans, which are largely capped by competing lenders at 75% LTV.

The launch heralds the start of our drive to change the future of lending, with a suite of new market-beating ‘Power Products’.

Key Standard Bridge product features include:
• Available on loans ranging from £75,000 to £2,500,000
• Rates from 0.4% pm and terms of up to 12 months
• No minimum term
• No valuation or personal guarantee required on loans of up to 65% LTV
• Available on properties secured in England and Wales
• Foreign nationals invited to enjoy up to 75% LTV, up to 15% more than that of the majority of competitors.

Speaking on the launch, Founder and Managing Director of Mint Property Finance, Andrew Lazare, said: “most lenders including ourselves have always looked at short-term finance as an asset lending play where little credit is given to the borrower for their track record or net worth.

“Over the last few years whilst the sector has grown, the mindset of only lending against the security on offer hasn’t. We believe that borrowers with a proven track record and experience ought to be able to borrow more money from us without us having to seek additional security from them. Provided the exit strategy is sound we are able to now offer enhanced, market-leading loan to values.

“In addition, we have benchmarked our prices against our competitors to ensure we are competitive across the whole LTV spectrum with our rates starting at 0.4%pm, which is comparable to some challenger banks.

“As a privately funded lender we’re well recognised for delivering handcrafted lending solutions for our partners. We wanted to leverage our position further and launch a range of market-beating products that we hope will change the face of future lending.

“Our new products are a long time in the making and we are, with this first launch, delighted to bring them to market.

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