Our Standard Bridge Loan with up to 85% LTV

Pushing the boundaries of conventional bridging loans, our Standard Bridge product offers up to 85% LTV - up to 10% more than the typical bridging loan, which is largely capped by competing lenders at 75% LTV. It is available to Borrowers in England and Wales, ranging from £75,000 to £1,500,000. Read the full details below and use the “Apply” button to submit your enquiry and speak to a team member.

Key Features:

  • Loan size £75,000 – £1,500,000
  • No val up to 65% LTV
  • All types of borrowers considered
  • Cosmetic works permitted
  • Interest can be serviced or deducted
  • Heavy adverse credit considered where exit is sale
  • Second charge loans considered
  • Loan size

    1st Charge

    £75,000 - £1,500,000

  • Property

    Residential kerbside house and flats

  • Term

    Up to 12 Months

  • Location

    England and Wales

Frequently Asked Questions

Here is a bit more information we think might help.

  • What is a bridging loan?

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    A bridging loan is a type of short-term finance that can be used to plug a gap in finances between a purchase and sale of a property, or until the recipient receives permanent financing. They are generally no longer than 12 months, and are beneficial for the borrower, as the funds can be released much quicker than traditional finance routes.

  • How do I get a bridging loan?

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    The process for receiving a bridging loan is similar to other types of lending. A property is offered as security against the loan value, and if an application is successful, funds can be usually be released within a short period of time. The maximum loan value and specific parameters will depend on the security and individual circumstances, however we will clearly set these out for the borrower at the start, as well as all repayment terms.

  • Who can get a bridging loan?

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    Bridging loans are ideal for experienced property investors, although can also be useful for first-time investors to help get their first property over the line. Unlike traditional lending, historical issues such as s poor credit or bankruptcy will not necessarily exclude an individual from borrowing using a short-term lending solution like a bridging loan. Some common uses for bridging loans are:

    • Buying a property for an instant resale
    • When you acquire a property at auction and therefore cannot wait for a traditional buy-to-let or commercial mortgage

Apply for a standard bridge

Straightforward applications and quick decisions.

Apply for a standard bridge

Quick Enquiry

Use our quick enquiry form below, alternatively call 0161 710 2006 or email hello@mintpf.co.uk for more information
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