Our Light Works loan with up to 75% GDV

Designed with experienced Borrowers in mind, our Light Works loan product offers up to 75% GDV and the option of rolled up interest. It also provides Borrowers with the opportunity to borrow up to 100% of works and terms of up to 12 months. Read the full details below and use the “Apply” button to submit your enquiry and speak to a team member.

Key Features:

  • Loan size £75,000 – £1,000,000
  • Up to 75% ltv day one
  • Up to 100% of works
  • All types of borrowers considered
  • Interest can be rolled up, serviced or deducted
  • Heavy adverse credit considered where exit is sale

  • Loan Size

    1st Charge

    £75,000 - £1,000,000

  • Property

    Residential kerbside house and flats

  • Term

    Up to 12 Months

  • Location

    England and Wales

Frequently Asked Questions

Here is a bit more information we think might help.

  • What scope of works can be completed using a Light Works Loan?

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    Works planned for use with a Light Works Loan must not require planning permission (Permitted development extensions acceptable), and maximum funds for refurbishment are £100,000. Developments are to be completed in line with an agreed Schedule of Work, although we will apply a light touch to the assessment of progress, with photographic and film updates replacing personal inspections as has been traditionally necessary.

  • Who can get a Light Works Loan?

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    All types of borrowers are considered, including Corporate Borrowers, Trusts, Overseas Borrowers, Individual Borrowers, UK and Foreign Nationals. Borrowers must be a homeowner or own at least 1 UK property. This product was developed with experienced Borrowers in mind, so evidence of additional net assets may be required.

  • What is rolled-up interest?

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    Rolled-up interest means there are no monthly interest payments required for the duration of the loan term. Instead, interest is ‘rolled up’ and paid as a lump sum at the end of the loan term. This is recommended for use by experienced Borrowers with a viable exit strategy to cover both loan repayment and interest cover.

Apply for our light works product

Straightforward applications and quick decisions.

Apply for a light works

Quick Enquiry

Use our quick enquiry form below, alternatively call 0161 710 2006 or email hello@mintpf.co.uk for more information
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