
Our Heavy Works Loan with up to 70% GDV
Our Heavy Works product is for use on larger development or refurbishment schemes resulting in up to 6 houses or 12 flats. With loan sizes of £75,000 to £3,000,000 and up to 75% LTV Day One. All types of borrowers accepted, including foreign nationals and first-time developers. Read the full details below and use the “Apply” button to submit your enquiry and speak to a team member.
Key Features:
- Loan size £75,000 – £3,000,000
- Up to 75% ltv day one
- Up to 100% of works
- FIRST TIME DEVELOPERS ACCEPTED
- All types of borrowers considered
- Foreign nationals accepted

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Loan Size
1st Charge
£75,000 - £3,000,000
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Property
Larger development or refurbishment scheme
resulting in up to 6 houses or 12 flats -
Term
Up to 18 Months
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Location
England and Wales


Frequently Asked Questions
Here is a bit more information we think might help.
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What scope of works can be completed with a Heavy Works Loan?
A Heavy Works Loan can be used on any larger development or refurbishment scheme resulting in up to 6 individual houses or 12 flats.
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Who can get a Heavy Works Loan?
All types of borrowers are considered, including First Time Developers, Corporate Borrowers, Trusts, Oversea Borrowers, Individual Borrowers, UK and Foreign Nationals. Borrowers must be a homeowner or own at least 1 UK property. Evidence of additional net assets may be required.
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What is GDV?
GDV stands for Gross Development Value. This measurement is the projected total value of a property once all forecasted works are complete. For example, building a new house which costs £500,000, and being valued at £750,000 when finished, the GDV is £750,000. On Heavy Works Loans, we can lend up to 70% GDV, so in this example we could provide a loan up to £562,500 (dependent on other Borrower criteria).
Apply for our heavy works product
Straightforward applications and quick decisions.